Insurance & Protection

Karcover

Maintaining peace of mind for the Karshare community.

Peace of mind

We like to keep things simple. That's why our fully comprehensive insurance is included on every single rental, completely hassle free.

No extra cost to the car owner

checkicon

Personal insurance isn't affected

checkicon

Fully comprehensive

checkicon

Partnered with QBE Insurance

checkicon

Replacement value of up to £50,000

checkicon

Courtesy car is provided if needed

checkicon

Karcover

It's natural that insurance is one of the first questions that comes to mind when we think about sharing our car. This is why we make sure your car is fully protected every time it's out on a rental. As long as you have personal insurance, you're good to go.

shield icon

Fully comprehensive

If a renter has an accident while driving your car, you will be fully covered with a replacement value of up to £50,000.

car icon

Driver telematics

We have one of Europe's best insurance rates because we provide high driver rating scores monitored by telematics.

car icon

No cost to the owner

All insurance fees are covered by the renter in the rental booking process.

shield icon

Courtesy car

Should your car be taken away for repairs, we will provide a courtesy car until yours has returned.

FAQ

Do I need to insure the car still for rental bookings?
Yes the car needs an underlying fully comprehensive insurance policy, in order to validate our insurance to cover rental bookings.
How does it affect my personal insurance?
Your personal insurance is not affected in any way. Our insurance works alongside your personal insurance and only covers your vehicle while it is out on a rental.
You will have no faults or non-fault claims on your insurance to add.Learn more
Can I insure the car on a trade policy?
Yes, but the trade policy must be fully comprehensive
How do I make a claim?
If you'd like to make a claim please email help@karshare.com or call us on +44 (0) 208-051-4920 outlining the details.
What about my mileage?
Any miles driven while sharing do not count towards your own mileage allowance for your insurance.
Can I see the full insurance policy?
Yes! For a detailed view of QBE's insurance policy, please click here.

KarshareGo

Our keyless technology

KarshareGo is installed in every vehicle, allowing renters to unlock the car and start a rental via the app. It also includes driver telematics which monitors renter behaviour to encourage safer driving.

Learn more