Do you need insurance to rent a car in the UK?

Whether you’re visiting for a holiday, travelling within the country for work, or for any other reason, renting a car is a great way to get around the UK at your own pace. However, before you head off on your journey, it’s essential to be clear you’re meeting preliminary requirements and renting legally.

When renting a car in the UK, one of the first things many people wonder is whether they need insurance to rent a car. In short, the answer is no - at least, not with Karshare!

Car Rental Insurance Overview

Before we dive into whether you need insurance to rent a car, let's go over how car rental insurance works in the UK. 

Typically, when you rent a car, the rental company will offer you insurance to cover any damage that may occur while you're driving the vehicle. This insurance is usually an additional cost on top of the base rental fee, but can often be a hidden cost with many car hire firms.

Do I Need Insurance Myself to Rent a Car?

With Karshare, the short answer is no. 

We include insurance in the rental cost for every rental car, so you don't need to worry about buying additional coverage. This not only saves you money, but also ensures that you're fully covered in case of an accident.

What's more, our insurance rates are some of the lowest in Europe! This is down to our pioneering use of driver telematics, which allows us to accurately assess risk and offer lower excess rates to responsible drivers.

Reducing Your Insurance Excess

While all our rental cars come with insurance included in the cost, there’s still an excess amount that you'll be responsible for in case of damage or theft. 

However, if you want to reduce your excess, you can easily do so for a small fee, giving you a little extra peace of mind during your rental period.

No Hidden or Unexpected Charges

One of the biggest frustrations people face with traditional car hire firms is unexpected charges at the end of their rental period. With Karshare, you don't have to worry about that. 

We provide a transparent pricing model with no hidden or unexpected charges, showing your total cost upfront.

Insurance and RAC Roadside Breakdown Cover

In addition to insurance, we also include RAC roadside breakdown cover on every rental. This ensures that you won’t find yourself stranded by mechanical issues, and won’t have to accommodate for hefty mechanic’s fees if something goes wrong.

No Extra Charge for Drivers Under 25

Unlike many traditional car rental firms, we don't charge extra for drivers under 25 years old. We believe that everyone should have access to affordable car rental, regardless of their age.

Final Thoughts…

Many car hire firms make you shoulder the burden of car insurance, but you won’t have to worry about this with Karshare.

We include insurance in the rental cost for every rental car, so you can focus on enjoying your trip without any additional stress or expenses.